Our History

The O’Grady Catholic Health Trust (Trust) was formed in 2011.  Its mission is to offer low-cost, high quality healthcare benefit plans to Catholic Charities agencies and other Catholic organizations for the benefit of employees and their families.  Sponsored by Catholic Charities USA, the Trust’s Summary Plan Document (SPD) states the Plan shall at all times comply with the Ethical and Religious Directives of the United States Conference of Catholic Bishops (USCCB).  The Board of Trustees elected to form the Trust as a Voluntary Employees’ Beneficiary Association (VEBA) plan to avoid the application of state statutes and regulations that could compromise the intent of having the Plans operate consistent with Catholic social teaching.

As of January 2021, the Trust proudly serves eleven participating employers, with approximately 5,800 members enrolled.


O’Grady Catholic Health Trust Board of Trustees

Kerry Alys Robinson, Chair of the Board of Trustees
President and CEO, Catholic Charities USA

Elida Hernandez
Chief Financial Officer, Catholic Charities of the Archdiocese of Chicago

Jane Durne Crowley, BSN, MHA, FACHE
Former Executive Vice President,
Mercy Health

Very Reverend Patrick J. Keating, JD, MPA
Deputy Chief Executive Officer, Catholic Charities Brooklyn & Queens

Charles C. Cornelio
Former President & CEO, Retirement Plan Services, Lincoln Financial Group

Summary of Current Plans


The Trust offers a choice of plans that adhere to the Ethical and Religious Directives of the USCCB while providing richer benefit offerings than typically provided by group insurance plans around the country.

Medical & Prescription Drug Benefits

The Trust offers four medical plan options through Blue Cross Blue Shield, all on the national BlueCard PPO Network.  Our disease and utilization management is provided by Conifer Health Solutions.  Telehealth is included with all medical plan options through MD LIVE.  Prescription drug coverage is through CVS/Caremark.

Dental Benefits

The Trust offers two dental plan options through Delta Dental on their national PPO network.  The high dental plan option includes orthodontia coverage and a higher annual maximum, while the low dental plan option excludes orthodontia and has a lower annual maximum.

Vision Benefits

The Trust offers vision coverage through VSP (Vision Service Plan). The VSP plan provides expansive coverage and includes exams and lenses every year, and frames every other year.

Plan Administration and COBRA

CareFirst Administrators is the third-party administrator (TPA) and provides: consolidated billing, enrollment and eligibility feeds, claims adjudication and overall plan administration.

4myBenefits (powered by PlanSource) is the benefits administration platform we utilize that provides personalized benefits enrollment and automated administration. You could also plug in your existing benefit administration platform in to the Trust’s TPA if certain parameters are met.

The Trust provides COBRA administration through P&A Group for all Trust plans.

The Trust also offers Flex administration through P&A Group for:

  • Flexible Spending Accounts: Medical (FSA & Limited Purpose FSA) and Dependent Care
  • Health Savings Accounts
  • Commuter Accounts